Systematic
Tactical Allocation
for Private Investors
Stop guessing with buy-and-hold. We use systematic macro regime identification to protect capital in downturns and capture growth in upswings. All investing involves risk, including the possible loss of principal.Exclusive access for accounts $500k+.
Traditional Portfolio Management is Broken
If you've lived through 2008 or 2020, you know "just stay the course" isn't a strategy—it's a hope. Traditional 60/40 portfolios are failing to adapt to a new era of inflation and volatility.
"A 30-40% drawdown doesn't just hurt returns—it forces difficult decisions at the worst possible time."
Static 60/40 is Dead
Bonds no longer provide the safety hedge they once did. In inflationary regimes, stocks and bonds can fall together.
"Time in the Market" Fallacy
Recovering from a 50% loss requires a 100% gain. That can take a decade of your retirement.
A Systematic Framework for
Changing Market Regimes
This isn't market timing based on hunches. It's systematic decision-making based on measurable economic indicators.
Monitor Macro
We track inflation trends, economic growth, and monetary policy globally.
Identify Regime
We determine the current economic environment: Inflation, Deflation, Growth, or Stagflation.
Adjust Position
Systematic rules determine allocation shifts—not hunches or emotions.
Manage Risk
Defensive when needed, growth-oriented when favorable.
Built on Institutional Research Frameworks
Our approach uses systematic quantitative frameworks for tactical asset allocation. We analyze macro economic regimes, inflation trends, monetary policy, and market valuations to make rules-based portfolio decisions. Designed for investors with $500K+ in assets.
How We Compare
Not all investment approaches are the same. See how Caldric Capital's approach differs from traditional alternatives for sophisticated investors.
| Feature | Traditional Advisors | Robo-Advisors | Caldric Capital |
|---|---|---|---|
| Approach | Buy-and-hold | Algorithm rebalancing | Tactical regime-based |
| Research | Generic asset allocation | Modern portfolio theory | Institutional macro research |
| Adjustments | Annual rebalancing | Monthly/quarterly | Regime-driven (Real-time) |
| Drawdown Focus | Hope for recovery | Diversification only | Active risk management |
| Communication | Quarterly statements | Automated emails | Monthly macro commentary |
Approach
Research
Risk Management
All information accurate as of January 2025. Caldric Capital is not yet registered to provide investment advice. Caldric Capital's approach is based on systematic macro regime identification. Comparisons are illustrative and based on general industry practices. Caldric Capital is not yet registered and has no track record.
Is This Approach Right for You?
Our systematic tactical allocation approach isn't for everyone.
You're a Good Fit If...
- You have $500K+ in investable assets
- You've lived through market crashes and want downside protection
- You value systematic processes over 'trust me' relationships
- You want to understand the rationale behind portfolio changes
- You're skeptical that 'stay the course' is the only answer
You're NOT a Good Fit If...
- You believe markets are perfectly efficient and can't be navigated
- You prefer hands-off set-it-and-forget-it investing
- You need guarantees or promises about returns
- You're comfortable with 30-40% drawdowns
- You want comprehensive financial planning (we focus on investment management)
Important Risk Disclosure: Tactical allocation strategies do not guarantee profit or protection against loss. All investments are subject to market risk, including the possible loss of principal.
Built on Systems,
Not Speculation.
Josh founded Caldric Capital to bring systematic tactical asset allocation to Mississippi families who deserve better than generic portfolios.
"Too many investors are told to 'stay the course' when markets turn. I'm building this firm because systematic risk management is a viable, superior alternative to passive acceptance of volatility."
Frequently Asked Questions
Common questions about our systematic tactical allocation approach and how we protect capital.
What is tactical asset allocation?
It's a dynamic approach that adjusts your portfolio based on changing market conditions. Unlike "buy-and-hold" which stays static, we systematically shift between offensive (growth) and defensive (preservation) positioning based on economic regimes.
How is this different from robo-advisors?
Robo-advisors typically use static rebalancing to maintain a fixed allocation. We actively manage risk by adapting to the economic cycle. Think of robo-advisors as cruise control, while we provide adaptive navigation that adjusts to the road conditions ahead.
What is "regime identification"?
It's our process of determining the current economic environment (e.g., Inflation vs. Deflation, Growth vs. Slowdown). Different assets perform best in different regimes. By identifying the regime, we position your portfolio to capture upside or protect capital accordingly.
Are you a fiduciary?
Yes. Once registered, we will operate under a strict fiduciary standard, legally obligated to act in your best interests at all times. We are fee-only, meaning we don't accept commissions or hidden incentives.
Be first to join our systematic launch
Early access for $500k+ investors. Get our monthly macro regime briefings and the first invite when onboarding opens in Q1 2026.By joining, you acknowledge Caldric Capital is not yet registered and cannot provide advice.
Monthly regime insights + allocation stance.
First allocation windows for qualified accounts.
Join the Launch List
We'll confirm eligibility and share the launch timeline.