Terms of Use

1 · Informational purpose only — no offer, no advice

1. Not an offer – The material on this Site is for general information and educational purposes only. Nothing herein constitutes a solicitation or offer to sell advisory services or to buy or sell any securities or investment products.
2. No fiduciary relationship – Use of this Site does not create an adviser-client relationship. Fiduciary obligations arise only after Caldric Capital is fully registered and a client executes a written advisory agreement.
3. Regulatory status – Caldric LLC d.b.a. Caldric Capital is a planned investment advisory firm that will seek registration as an RIA with the State of Mississippi. The firm is not yet registered and cannot transact business as an RIA until such registration is approved.

2 · Forward-looking statements

Certain statements on the Site may constitute "forward-looking" information that involves risks and uncertainties. These statements reflect our beliefs and expectations regarding future events but are not guarantees of future performance. Actual results may differ materially, and Caldric undertakes no obligation to update such statements.

3 · Intellectual property

1. Copyright – All content is © 2025 Caldric LLC unless otherwise noted.
2. Trademarks – "Caldric," "Caldric Core," "Caldric Capital," and related marks are trademarks of Caldric LLC.
3. License – You may view, download, or print Site content for personal use only. Redistribution without permission is prohibited.

4 · User conduct

You agree not to use the Site for unlawful purposes, to harass or harm others, or to attempt to gain unauthorized access to our systems. We reserve the right to terminate or restrict access at our sole discretion.

5 · Third-party links

The Site may link to third-party websites for convenience. Caldric Capital is not responsible for the content, policies, or security of those external sites.

6 · Disclaimer of warranties

The Site is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be error-free, uninterrupted, or free of viruses or other harmful components.

7 · Limitation of liability

To the fullest extent permitted by law, Caldric Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site. In no event will our aggregate liability exceed US $100.

8 · Indemnification

You agree to indemnify and hold harmless Caldric Capital, its founder, and its future employees from any claims, damages, or expenses arising out of your misuse of the Site or breach of these Terms.

9 · Governing law & dispute resolution

These Terms are governed by Mississippi law, without regard to its conflict of law provisions. Any dispute will be resolved by binding arbitration in Hattiesburg, MS under the AAA Commercial Rules.

10 · Changes to the Terms

We may revise these Terms at any time; continued use of the Site constitutes acceptance of the changes. The "Last updated" date indicates the effective date.

11 · Contact

Questions about these Terms? E-mail hello@caldric.com.