Meet Josh Aust
Founder of Caldric Capital · Mississippi Native · Systems Thinker
Why Caldric Capital?
"Mississippi investors deserve access to systematic tactical strategies—not just generic 60/40 portfolios. I'm building this firm because systematic risk management is a viable alternative to passive buy-and-hold approaches."
Josh is a Hattiesburg, Mississippi native who founded Caldric Capital with the vision of bringing systematic tactical asset allocation and macro-focused portfolio management to individuals and families in South Mississippi.
After graduating from Oak Grove High School, he earned a bachelor's degree from William Carey University, majoring in Business Administration with minors in Computer Information Systems and History. During his time at William Carey, he served as captain of the university's JV soccer team—an experience that reinforced lessons about commitment, leadership, and teamwork that have carried through to his professional life.
Today, Josh is a co-owner of an IT managed service provider (MSP), where he applies systems-thinking to solve complex business problems. This background shapes his investment philosophy: treating portfolio management as an engineering problem requiring systematic solutions, not gut feelings.
Josh and his wife currently reside just north of Hattiesburg and spend most of their free time with family, friends, and their small cattle herd.
The Journey
The Realization
Josh's personal finance hobby grew to the point where friends and family consistently asked him for advice. He realized there was a gap in the Mississippi market: investors who wanted systematic, research-driven portfolio management with a macro-focused, tactical approach.
Systems Thinking
Working in IT infrastructure taught Josh that complex problems require systematic frameworks, not ad-hoc solutions. He applies this philosophy to portfolio management: rules and indicators over hunches and emotional reactions to market volatility.
Institutional Research
Josh studied macro-focused frameworks and quantitative research models that emphasize regime identification and systematic tactical allocation. These analytical approaches focus on identifying economic cycles and adjusting portfolios accordingly.
Fiduciary Commitment
Josh is currently a candidate for the Series 65 examination and is committed to meeting all regulatory requirements to launch Caldric Capital. As a future fiduciary, he's dedicated to acting in the best interests of clients through transparent guidance and diligent stewardship.
The Systematic Approach
Josh's investment philosophy is shaped by three core principles that prioritize evidence over emotion.
Systematic > Discretionary
Portfolio decisions should be based on rules and frameworks, not hunches or emotions. Systematic processes remove ego and bias from investment management.
Macro Matters
Economic regimes shift. Inflation, growth, monetary policy, and valuations create different environments that favor different asset classes. Ignoring these shifts is a choice—not a strategy.
Downside Protection
A 40% drawdown requires a 67% gain to break even. For investors who can't afford extended recovery periods, avoiding catastrophic losses is as important as capturing upside.
Credentials & Background
Education
- Bachelor's Degree — Business Administration (William Carey University)
- Minor — Computer Information Systems
- Minor — History
Professional Experience
- Co-owner — IT Managed Service Provider (MSP)
- Leadership — Team Captain, William Carey University JV Soccer
Registration Status
Josh is currently a candidate for the Series 65 examination, a prerequisite to becoming a registered investment adviser representative.
He is committed to meeting all regulatory requirements to launch Caldric Capital in Q1 2026.