FAQ
Frequently Asked Questions
Below are some of the questions we hear most often while we prepare to open our doors. If you don’t see your question answered, feel free to drop us a line.
We plan to provide discretionary portfolio management and holistic financial-planning services for individuals, families, and small institutions. At launch we are focusing on our flagship Caldric Core strategy combined with goal-based planning and ongoing stewardship.
Caldric Core is a rules-driven, globally diversified asset-allocation approach that keeps costs low and decision-making disciplined. It borrows the “Keep It Super Simple (KISS)” framework and layers in tactical tilts when risk-reward looks asymmetric. The result is a portfolio design that lets most clients “set it and let it compound,” while still allowing for prudent adjustments over a full market cycle.
We work best with busy professionals and retirees who value a research-driven process but would rather spend their time elsewhere. Typical clients delegate day-to-day portfolio decisions yet still want transparency and a clear rationale behind every trade.
Our preliminary minimum is $250,000 in investable assets across household accounts. That threshold allows us to deliver institutional-grade diversification without compromising efficiency. If you are accumulating toward that level, feel free to reach out; we maintain a wait-list and can point you to interim resources.
Caldric charges a transparent, tiered percentage of assets under management (AUM) with no commissions or product sales. The planned schedule starts at 1 % per year and declines at higher asset tiers. All fees are disclosed in our Form ADV Part 2A prior to any engagement.
We are targeting a public launch in Q 4 2025, pending state registration and custodial onboarding. Early-access slots may open sooner; join our newsletter to be first in line.
Caldric LLC will be registered as an investment adviser with the State of Mississippi. We may notice-file in additional states as client demand warrants.
The best way is to subscribe to our newsletter at the bottom of any page. We send brief updates—no spam, no hype—whenever a milestone is reached or a new resource goes live.