Frequently Asked Questions
Everything you need to know about our Q1 2026 launch, systematic tactical allocation philosophy, and who we serve across South Mississippi. All investing involves risk, including the possible loss of principal.
About Caldric Capital
Launch timing, registration plans, and why we’re building a South Mississippi-first investment firm.
We are targeting a public launch in Q1 2026, pending the completion of all state registration requirements and custodial onboarding. Join our newsletter to receive notification of our official launch and receive our monthly macro market commentary leading up to launch.
We plan to register with the State of Mississippi initially, making our planned advisory services available to Mississippi residents. As the firm grows, we may expand to other states based on client demand. SEC registration typically occurs once a firm reaches $100M in assets under management.
The best way is to subscribe to our newsletter using the form at the bottom of this page. We will send brief updates on our progress toward launch and share our perspective on market and economic events. No spam, no hype.
Joining our launch list gives you early notification when we're able to accept clients, plus access to our monthly macro market commentary before launch. You'll also have the opportunity to ask questions and learn more about our approach during the pre-launch period. There's no obligation—just early access to information.
Investment Approach
How systematic tactical allocation works, why regime identification matters, and how we think about downside protection.
Tactical asset allocation is a dynamic investment approach that adjusts portfolio positioning based on changing market conditions and economic regimes. It uses systematic rules to shift between offensive and defensive positioning—not market timing based on hunches, but a disciplined framework using quantitative signals to identify when economic conditions favor growth assets versus when preservation becomes paramount. The approach recognizes that market environments change across economic cycles, and those changes have meaningful implications for portfolio construction.
Regime identification is the process of determining the current macroeconomic environment based on measurable indicators like inflation trends, economic growth, monetary policy, and market valuations. Different market regimes favor different asset classes. For example, a low-inflation growth regime typically rewards equity exposure, while a high-inflation regime may favor commodities and inflation-protected assets. By systematically identifying regime shifts, we can position portfolios to capture upside during favorable periods while reducing exposure during unfavorable ones. This framework is built on decades of institutional research into how markets behave across economic cycles.
Caldric's tactical approach recognizes that market environments change, and those changes matter—especially for investors who can't afford large drawdowns or extended recovery periods. We use systematic rules to adjust exposure based on measurable economic signals. When conditions favor growth, we're positioned accordingly. When warning signs emerge through our quantitative framework, we shift defensively. The goal is smoother returns and better downside protection through disciplined, rules-based regime navigation. Unlike discretionary market timing based on hunches, our approach follows systematic indicators across inflation, growth, monetary policy, and valuations.
Robo-advisors use static algorithm-based rebalancing to maintain fixed allocations. They're efficient but don't adapt to changing market regimes. Our approach uses institutional macro research to systematically identify when economic conditions favor offense vs defense—similar sophistication to what large endowments use, but for individual investors. While robo-advisors optimize within modern portfolio theory assumptions, we actively navigate regime changes using quantitative frameworks. Think of robo-advisors as autopilot—we're providing adaptive cruise control that adjusts to road conditions.
Capital preservation means protecting what you've built. A 30-40% portfolio drawdown isn't just a temporary setback—it can derail financial goals and force difficult decisions at the worst possible time. Volatility management focuses on reducing the magnitude of portfolio declines during adverse market conditions. We do this through systematic tactical allocation: reducing equity exposure when risk indicators are elevated, increasing exposure to defensive assets like treasuries or cash when appropriate, and maintaining diversification across uncorrelated asset classes. The goal isn't to eliminate all volatility—that's impossible. The goal is to avoid catastrophic losses while still capturing meaningful upside during favorable market regimes.
Our systematic approach draws on academic research and quantitative macroeconomic analysis focusing on regime identification, momentum, trend-following, and multi-asset portfolio construction. We use rules-based frameworks to adjust portfolio positioning based on economic cycles and market conditions. Our $500K minimum makes this approach accessible to individual investors.
No. No investment adviser can guarantee returns or promise specific performance. Our goal is to provide systematic, rules-based portfolio management that seeks to reduce downside volatility while participating in upside during favorable regimes. Past performance—whether ours, the market's, or any strategy—does not guarantee future results. All investing involves risk, including the risk of loss. What we can promise is transparency about our methodology, systematic execution based on measurable signals, and fiduciary responsibility to act in your best interests.
Ideal Clients & Fit
Who we’re built for, how we work with Mississippi families, and what to expect when we open our doors.
Our approach is designed for anyone with at least $500,000 in investable assets who shares our investment philosophy. Our ideal clients understand that volatility isn't just an academic concept—it's a real risk to their financial security. They value a systematic, research-driven process over “gut-feel” decisions. They want to understand the “why” behind portfolio changes, not just the “what.” They're skeptical of traditional “buy and hold no matter what” advice and interested in a disciplined framework that adapts to changing market conditions.
We are planning a $500,000 minimum for individual accounts. This minimum allows us to provide personalized attention while maintaining the resources needed to deliver systematic macro research and tactical portfolio management. For investors below this threshold, we may consider exceptions on a case-by-case basis or explore alternative service models in the future.
No. While many of our prospective clients are approaching or in retirement, our tactical allocation framework is designed for anyone who values downside protection and systematic risk management. Whether you're 45 building wealth, 60 transitioning to retirement, or 75 managing a legacy—if you have $500K+ in investable assets and share our investment philosophy, you may be a good fit.
Our focus is on investment management and portfolio strategy—specifically systematic tactical asset allocation. We are not a comprehensive financial planning firm offering tax preparation, insurance sales, estate planning, or budgeting services. If you need those services, we encourage working with specialists in those areas. Our expertise is in macro-focused portfolio management and regime-based tactical allocation.
Yes. Once registered as an Investment Adviser, we will be held to a fiduciary standard, legally obligated to act in your best interests. This means: transparent fee disclosure, no commissions or hidden incentives, and portfolio recommendations based solely on what’s best for you—not what’s best for us. Fiduciary duty is the highest standard in financial services, and it’s the only way we’ll operate.
Still Have Questions?
We’re here to help. Contact us directly or join our launch list to receive updates and ask questions as we prepare for launch.